RISE CPI+7 Discretionary RA

The strategy

The RISE CPI+7 Discretionary Bundle is a multi-asset, high-equity balanced solution that targets CPI +7% over a rolling 7-year period. The bundle uses a combination of active asset allocation and the best-of breed asset managers to achieve this goal. Our approach offers the following unique advantages: Outcome Based Strategy - our positioning is optimised against the bundle’s CPI + 7% objective using a globally accepted framework. Tactical Asset Allocation – this is used to take advantage of short to medium term opportunities and, more importantly, protect the bundle against short to medium term risks. The asset classes in our investment universe include SA Equities, SA Property, SA Bonds, SA Money Market, Commodities and Global asset classes. Manager Selection – best-of-breed manager selection and ongoing manager due diligence. At any point in time, the security selection in the bundle is dictated by the asset managers we appoint. Passive Investing – passive investing is a powerful tool. We strategically and tactically blend our active manager selection with passive investments (ETFs) to reduce costs and increase diversification. Diversification – our process ensures that the bundle maintains the highest levels of diversification at all times. RISE has a proven track record in the South African retirement fund industry, and we are excited to bring our institutional solutions to the retail investor. The RISE CPI+7 Discretionary Bundle has a large number of holdings, and as such, Transaction Costs can be quite high for small investment amounts. The recommended minimum investment is R 1000. For smaller investment amounts, we encourage you to consider the RISE Growth Passive Fund or the RISE CPI+7 TFSA bundles instead.

What it costs

Bundle fee

Not published

Total expense ratio (TER)

Not published

Transaction costs

Not published

Total investment cost (TIC)

0.99%

As at 11 November 2026. The total investment cost (TIC) includes the bundle fee, running costs and transaction costs. You pay the bundle fee up front for the rest of the calendar year when you first invest, then each January.

How a bundle works

A ready-made portfolio, held in your own account, that RISE picks and rebalances for you. Your money buys the shares and ETFs in the bundle, whole and in fractions, and they're held in your account. The manager decides what's in it and when to rebalance; you decide when to buy and sell. There's no lock-in: you can sell any time, except while the manager is rebalancing, which can take up to a business day.

Bundle details

Manager

RISE

Risk range

50-90

Benchmark

CPI+7

Launch date

2020/12/20